We, as UPT Odeme Hizmetleri A.S., completed the Licensing process under the Law on Payment and Security Settlement Systems, Payment Services and Electronic Monetary Organizations numbered 6493, which entered into effect on 20/06/2013, successfully, and became the first entity to obtain the license across Türkiye. Please click here to review the respective resolution adopted by the Banking Regulation and Supervision Agency.

UPT is the first national global money transfer and payment platform across Türkiye which can be utilized to send or receive money to/from bank account, credit card or name, either domestically or internationally, in multiple currencies. Setting off on its journey in 2010 under the brand of Uncostly Payment Transfer in Türkiye, UPT has been proceeding on its way under the brand of Universal Payment Transfer since 2012.

Reaching 400 thousand service locations in nearly 200 countries around the world, UPT keeps growing across the 5 continents. This extensive network has made UPT the most popular transfer system of Türkiye at home and abroad. UPT is the New Generation Money transfer system for sending and receiving domestic and international money transfers in TRY, USD, EUR or GBP for cash payout or to any local bank account or credit card from any UPT Service Location all over the world. The money sent will be automatically transferred to the respective bank account or credit card. UPT is a subsidiary of, the biggest investment bank in Türkiye.

Today, millions of people around the world prefer UPT for money transfer. UPT is different than the other money transfer systems in that it is equipped with a different technical infrastructure based on customer satisfaction and customer-oriented service system.

UPT has won first prize in "Most Effective Infrastructure" category in the "Financial World Innovation 2012 Awards", and first prize in "Payment system of the year" in the Payment Systems Magazine (PSM) 2011 Awards. According to the Türkiye top 500 service exporters survey for 2016 by the Turkish Exporters' Assembly (TIM), UPT ranked 173rd in the top 500 exporters list, and the 4th in the Banking and Other Financial Services list.

*The relevant decision document is in Turkish; because of it is issuing in the BRSA (Banking Regulation and Supervision Agency) website and have no option in other languages.