Send Money, Pay Less

  • Visit the nearest UPT service location with your valid ID card.
  • Fill in the money transfer form, and deliver the money, you want to transfer, to the respective agent.
  • Obtain the UPT reference number for the transaction of money transfer to the recipient’s bank account, name or card.
  • The recipient may receive the money from the bank account or the UPT service location with the respective reference number and her/his ID card.

Send Money, Pay Less

Send and Receive Money

Send Money
Universal Payment Transfer (UPT) is a payment system, to send and receive Money form Turkey or abroad, in a cheap, fast and reliable way.
SERVICE POINTS MORE INFORMATION
Receive Money
You can receive the money, sent to you, rapidly and securely from your account number or UPT service location with the respective reference number.
SERVICE POINTS MORE INFORMATION

Your Advantages with UPT

Cheap
Cheaper than banks or other money transfer companies. No deductions or charges to your receipent.
FEE CALCULATOR
Fast
Cash payouts received within minutes.
SEND MONEY
Widespread
You can send and receive money through more than 10.000 locations in Turkey, and more than 400.000 locations worldwide.
SERVICE POINTS

OUR PARTNERS

We partner with the best international players across the industry to provide you the top-quality services.
  • ALL PARTNERS

    Frequently Asked Questions

    • What is UPT?

      Universal Payment Transfer (UPT) is a money transfer and payments platform for local and international cash payments, account and credit card payments.

    • What is UPT Service Location?

      UPT Service Locations are the offices, bank branches or shops where you can execute your UPT transactions;

      In Turkey;

      - All Turkish Post Offices (PTT),

      - Aktif Bank branches and

      - UPT Offices

      Worldwide;

      - Partner banks and money transfer companies providing UPT transactions.

    • Who can send and receive money with UPT?
      Adults wıith or without a bank account can send or receive money through UPT.
    • How can I send money from UPT Service Locations?

      - Go to the nearest UPT Service Location with your valid identification document and fill out the Send Money Form.

      - Give the transaction amount and fee to the cashier.

      - Simply mention the reference number of the transaction to the recipient.

    • What is the timing on completion of the transaction?

      Sending money transactions to account, IBAN and credit card for domestic money transfers in Turkey; can be process on the same day for until 16:30 pm on working days, for later hours and holidays can be process on next working day. Sending money transactions to account and IBAN for abroad money transfers; can be process on the same day for until 16:30 pm on working days, for later hours and holidays can be process on next working day. Sending money transactions to the name can be process in working hours on the same day.

    • How can I get the money sent by UPT?

      For cash payouts, you can receive your money from the nearest UPT Service Location with the transaction reference number and your valid identification document. Money transfers sent to your bank account or credit card are automatically credited to your account or credit card.

    MORE